Policyera provides financial services and products to its users. You must be at least 18 years of age to use the website and procure any services on the website. By continuing the usage, you confirm that you are 18 years of age or older and is eligible to execute a legally binding contract.

These Terms of Use (the “Terms”) together with our Privacy Policy, and any additional terms which might apply to certain products or services, govern your use of and explain the terms on which the Press provides you with access to our website at  www.policyera.in and any other microsites, web pages or platforms maintained by us or on our behalf (collectively our “Site”).

Please read these Terms of Use carefully before using or registering to use our Site.

By accessing or using our Site you confirm that you have read, understood and accept these Terms and that you agree to comply with them. If you do not agree to these Terms, please do not use or access (or continue to use or access) the Site. You are responsible for bringing these Terms to the attention of anyone who may read material on this Site as a result of your access to it.

• We reserve the right at any time to, among other actions:
• Change the terms and conditions of this Agreement.
• Change the Website, including eliminating or discontinuing any content on or feature of the Website; or
• Deny or terminate your use of and/or access to the Website.

Any changes we make will be effective immediately upon our making such changes available on the Website or otherwise providing notice thereof. We may provide notice of any such changes by posting an updated Agreement with the date of the update set forth below. You agree that by entering, re-entering, or continuing to use the Website thereafter, you accept any and all such changes. Be sure to return to this page periodically to ensure familiarity with the most current version of this Agreement.

1. No Warranties

Use the website at your own risk. This website is provided “as is,” without warranty of any kind, either express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, title or non-infringement. Neither PolicyEra nor its employees, agents, third party information providers, merchants, licensors or the like warrant that the website or its operation will be accurate, reliable, uninterrupted or error-free. No agent or representative has the authority to create any warranty regarding the website on behalf of . PolicyEra reserves the right to change or discontinue at any time any aspect or feature of the website.

1. Exclusion of Liability

Under no circumstances, including negligence, shall PolicyEra or anyone else involved in creating, producing, storing or distributing the website be liable for any direct, indirect, incidental, special or consequential damages and expenses whatsoever (including, without limitation, health problems, lost profits, or damages arising from lost data or business interruption) arising out of or in any way connected with use of the website, delay or inability to use the website, or for any information, software, products or services obtained through the website, whether such damages are based on contract, tort, strict liability or otherwise, even if advised of the possibility of such damages.

III. Indemnification

You agree to defend, indemnify and hold PolicyEra, its officers, directors,  employees and agents, licensors and suppliers harmless from and against any claims, actions or demands, liabilities and settlements, including, without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of the PolicyEra website, or any content, product or service offered through the PolicyEra Website, in a manner that violates or is alleged to violate these Terms of Use. PolicyEra shall provide notice to you promptly of any such claim, suit or proceeding and shall reasonably cooperate with you at your expense in your defence of any such claim, suit or proceeding.

1. User Agreements

You agree that you will not:

• Upload or transmit any communications or content of any type that may infringe or violate any rights of any party.
• Use this website for any purpose in violation of local, state, national or international laws.
• Use this site as a means to distribute advertising or other unsolicited material to any third party.
• Use this website to post or transmit material that is unlawful, obscene, defamatory, threatening, harassing, abusive, slanderous, hateful or embarrassing to any other person or entity.
• Attempt to disable, “hack” or otherwise interfere with the proper functioning of this website.

1. Privacy Policy

PolicyEra is committed to providing its users with an Internet experience that respects and protects their personal privacy choices and concerns.

We have created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for the Website.

This Website contains links to other websites. PolicyEra is not responsible for the privacy practices or the content of such websites.

1. Updates and Changes to Privacy Policy

We reserve the right, at any time, to add to, change, update or modify this privacy policy, simply by posting such change, update or modification on the website. Any such change, update or modification will be effective immediately upon posting.

VII. Security

This website has what we consider to be reasonable security measures in place to protect the loss, misuse and alteration of the information under our control. Information is stored on servers we believe to be reasonably secure. Access to change or edit content/information is restricted to those authorized by PolicyEra to do so.

VIII. Copyright and Reuse

© 2020-2021 PolicyEra. All rights reserved.

PolicyEra owns the copyright or holds electronic publishing rights for all documents and related graphics (our Materials) available from this World Wide Web server (the server). The Details of Insurance Policies is provided by the respective Insurance Companies. All rights reserved.

Except for material in the public domain under copyright law in India, all material contained on the Website (including any and all images, text, lists, pages, software, code) is protected by Copyright Act, 1957. Except as otherwise expressly provided in these terms and conditions, you may not copy, distribute, transmit, display, perform, reproduce, publish, license, modify, rewrite, create derivative works from, transfer, or sell any material contained on the Website without the prior consent of the copyright owner. None of the material contained on the Website may be reverse-engineered, disassembled, decompiled, transcribed, stored in a retrieval system, translated into any language or computer language, retransmitted in any form or by any means (electronic, mechanical, photo reproduction, recordation or otherwise), resold or redistributed without the prior written consent of policyEra. Violation of this provision may result in severe civil and criminal penalties.

1. Linking from Insurance Companies

This Website may contain hyperlinks to websites offered by parties other than PolicyEra. Such hyperlinks are provided for reference and convenience only. PolicyEra does not control such other websites and is not responsible for their content; nor does PolicyEra’s  inclusion of hyperlinks to such websites imply any endorsement of the material on such websites or any association with their operators. Unless otherwise specifically stated on this Website, PolicyEra does not endorse any product or service or make any representation regarding the reliability, quality or accuracy of any products or services featured in, or linked to, any content appearing on this Website. The Insurance Products are provided for the purpose of Comparison and information only and PolicyEra is not liable for any decision of the Insurance Company on the claim, repudiation, etc.

1. Third Party Views

Any Opinions, experiences or messages expressed on the web pages of the Website are those of the authors. They do not purport to reflect the opinions or views of PolicyEra necessarily.  PolicyEra does not edit or monitor the content of any such pages.

If you become aware that any posted material on those pages or any activities carried out on those pages are offensive, unlawful or infringe any third-party rights in any way please send an appropriately worded message to us by email using this address: 2, SUNDARAM BUILDING, SHIVMANDIR ROAD, DOMBIVLI, Thane, Maharashtra, 421201. We shall then act expeditiously to remove any such material or to disable access to the information.

1. Advertising and Publicity

You shall not use PolicyEra’s name or logo in any form of publicity or promotional or advertising material, or in any communications with the media without PolicyEra’s prior written consent to the specific contemplated use.

XII. Termination of Use

You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and resources with or without notice and for any reason, including, without limitation, breach of this user agreement. Any suspected illegal, fraudulent, or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.

XIII. Governing Law

This website is controlled by PolicyEra Financial Consultancy Pvt. Ltd. from our offices located in the state of Maharashtra, India. It can be accessed by most countries around the world. As each country has laws that may differ from those of Maharashtra, India, by accessing our website, you agree that the statutes and laws of Maharashtra, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.

Furthermore, any action to enforce this user agreement shall be brought in the courts located in Maharashtra, India. You hereby agree to personal jurisdiction by such courts and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Memberships are non-transferable and not eligible for cancellation or refunds. However, our team would be happy to assist you in exploring alternative options tailored to your needs.

This website is Designed, Developed and Maintained by PolicyEra Financial Consultancy Pvt. Ltd.